贸易金融
Through CIT Commercial Services (Europe) GmbH, we offer customized business credit and factoring services for European manufacturers and suppliers in a variety of industries, helping them improve cash flow, reduce operating expenses, eliminate credit losses and increase sales.
我们的服务
Serving the global business credit needs of mid-sized businesses, CIT Commercial Services (Europe) GmbH, located in Frankfurt am Main, is the first CIT factoring office in Europe. Our goal is to be the leader in providing global trade finance solutions for importers and exporters.
随着接受我们服务的公司在全球范围内扩展业务，我们也正在努力将服务拓展至全球。 In addition to our presence in the United States and Germany, we provide factoring services at our offices in Hong Kong, Shanghai and Taiwan, which serve the Asian market.
CIT spans its international efforts throughout almost every continent. 目前，我们为向美国销售产品的中国、印度、越南和其它亚洲国家的国际贸易企业提供服务。 我们也促进了整个北美和南美，包括从加拿大至巴西的贸易发展。 Our presence in Germany will serve as a hub of factoring activity into and out of Europe.
我们的服务
We provide many services, including:
- Full-service factoring
- 信贷保护
- 进出口保理业务
- 市场周转
- Business credit management
CIT financing and factoring services are tailored to meet the specific business needs of our clients. 我们帮助公司增加偿债能力，满足它们在发展或巩固的各阶段中不断变化的需求。 Our services help companies manage their accounts receivable professionally, protect against bad-debt losses, improve credit risk management, and optimize balance sheet structure.
发票贴现业务通过将您的贸易债务转化为现金，解除应收帐款值的束缚。 操作途径是将您的贸易债务价值分配给CIT Commercial Services Europe GmbH（CIT商业服务欧洲分公司)。通常来说，CIT在征收前为您的公司提供发票总额的75%至90%。 当您的客户付款后, 您将收到减去服务费后的差额.
前面提到的收据总额的百分比成为预付率, 可能根据债务本身的性质有所变化. 这取绝于您客户的商业信誉、债务证明的性质和您业务的承受力。
保理业务的优势
保理业务有一系列明显的优势:
- Factoring allows you to focus on your core business - generating sales - in the knowledge that your sales ledgers and credit control are being expertly managed by a highly professional and experienced team
- 债务周转, 或是您客户付款的速度, 可以有本质的提高, 从而减少您需要借贷的款额.
- 有了发票贴现业务，保理业务可以释放与贸易债务相关的资金，为您提供更多资产，让您可以为将要实施的转换策略提供所需资金，从而开拓出新的商业机会
- In general, 100% credit protection on approved invoices
- 以具有竞争力的价格提供灵活、高效的资金筹集方法
全部资产融资
将适当的资金与潜在的资产结合, 确保您的业务做好准备, 迎接新的挑战.
Where required, we may be able to source appropriate equipment or machinery financing through various CIT affiliates that specialize in this type of financing, in order to deliver a full asset-financing solution to you.
In addition, you have access to the full range of business credit services, such as structured acquisition finance from CIT Europe.
在所有的情况下, 我们的队伍都将与您合作, 以确定您的特殊要求; 我们可能在我们完善的产品中进行选择, 或与您现在的金融服务部门合作, 为您的业务提供适当的产品组合.
