墨西哥
CIT Latin America, Mexico, designs customer financing programs for equipment suppliers in a wide range of industries. 我们与客户和提供商合作，根据他们的特殊需要制定最佳的解决方案。
我们的两种主要产品是正式租赁和融资租赁。
经营租赁
The operating lease allows the customer the "use" of the equipment during a determined period, without having the obligation to purchase it, making the process of technological refreshment easier. Under this figure, the customer transfers 100% of the risk of technological obsolescence and all the costs of this process to CIT. 在租赁结束后，客户有三种不同的选择：
- return the equipment and make a technological refresh,
- renew the contract over the same equipment for the term of their convenience (payments in most cases reduce depending on the term of the renewal), or
- buy the equipment for the Fair market value.
从1994年以来，我们一直通过Arrendadora Capita 公司提供经营租赁。
融资租赁
A Finance Lease is a contract in which a financial company gives to the customer the right to rent equipment, with the terms and conditions defined for both parts. The customer could buy the equipment using a purchase option, as defined in the contract.
The main difference between a Finance Lease and Operating Lease is that the Finance Lease has a defined purchase option in the contract that is usually 1 percent. The Operating Lease allows the customer to buy the equipment, but the purchase option will be defined at Fair Market Value at the end of lease. The law does not allow in an Operating Lease to determine the purchase option at the beginning of the lease.
经营和融资租赁在税务方便也有所差别。 In general terms, in Operating Leases, the full amount of rentals is tax deductible. 在融资租赁中，该优惠不一定总有效。 If you need further information about tax-related issues, please contact us.
从1995年以来，CIT一直通过Capita Corporation de Mexico S.A. DE C.V. O.A.C.提供融资租赁。
